To be honest, i’m not sure where the currency will go in the next century, but it is surely going somewhere.
In my opinion this might be a valid solution, but have to carried out carefully so the public will trust it with their funds.
First step – in this case, the public is not “Users” rather “People”.
This is a huge change in percepetion when taking the online solutions to the general public. the companies and developers have to keep in mind that when implementing this kind of solution, the public needs to be treated as more than an IP.
Good luck to us all 🙂